A single weighted current that swells, curls, and tapers into a cyan spark — the trade flow we power: goods, capital, and information moving as one continuous current, terminating in clarity.
End-to-end supply chain finance for commodity trade
Collateral, operations, trade documentation, facility management, cashflow and FX — one workflow for the CFO, treasurer, and finance team. Supply chain finance lifecycle from pre-shipment through receivables, not just treasury reporting.
Sound familiar?
Most commodity traders run their treasury on spreadsheets and hope. finPhlo replaces the hope with visibility.
Your cashflow forecast lives in 6 different spreadsheets
You don't know your real FX exposure until month-end
Your bank asks for a working capital report and it takes 3 days
You're growing trades but can't see if you can fund the next shipment
Your finance team spends more time chasing data than analysing it
One platform. Complete financial visibility.
From cashflow projections to facility drawdowns to FX hedges — all in one workflow
Real-Time Cashflow Dashboard
See your cash position across all trades, facilities, and bank accounts — updated live, not end-of-month. 3-layer cashflow model: contracted, expected, projected.
FX Exposure & Hedging
Stop discovering FX losses after they've happened. Live net position by currency, trade, and maturity. Hedge tracking and what-if scenarios before rates hit P&L.
Facility Management
Track every facility, drawdown, and repayment in one place. Utilisation view across all lenders, automated repayment schedules, covenant monitoring with breach alerts.
Financial Reporting
Your finance team should analyse, not compile. Real-time P&L per trade, commodity, counterparty. Automated bank reconciliation across 160+ feeds. Board-ready exports in one click.
Intelligent Cash Sweep
finPhlo identifies surplus balances with no outflows due and auto-sweeps idle cash into overnight deposits, money market funds, or treasury bills — with same-day recall when needed.
Trade Feasibility Engine
Run pre-calculations on any potential trade before you commit capital. Cost-of-supply matrix, supplier sourcing, logistics and incoterm modelling. Know your margins upfront.
Every type of supply chain finance. One workflow.
From pre-shipment to receivables financing — request, track, and manage drawdowns against your facilities.
Built for your role
Finance, treasury, and the executive team — all working from the same numbers
CFO / Finance Director
See your cashflow, FX, and facility positions in real-time — not reconstructed from spreadsheets at month-end. Know your financial position before you commit to the next trade.
Treasury Manager
Manage FX hedges, track bank facilities, and monitor covenant compliance without the manual overhead. Spend time analysing, not compiling.
CEO / Managing Director
Know whether you can fund the next trade before you commit. Board reporting in minutes, not days. Full visibility into working capital and risk.
“Thanks to opsPhlo, TORQ's growth skyrocketed from 50 to over 4,000 containers per year. finPhlo gives us the financial visibility to fund that growth confidently.”
On the lending side of trade finance?
If you're a trade finance fund, alternative lender, or regional bank, finPhlo gives you full portfolio visibility and investor compliance.
Fund & NAV Management
Track share classes, unit pricing, investments, income, expenses, and P&L per fund.
Investor KYC & AML
Full individual and entity onboarding with FATCA/CRS, PEP screening, and tiered due diligence.
Subscription & Contract Notes
Manage investor subscriptions from application through settlement and NAV allocation.
See your financial position clearly — in weeks, not quarters
Typically live in 8 weeks on top of opsPhlo, a few months stand-alone — with no upfront implementation fee. Book a 30-minute demo and we'll show you what your cashflow, collateral, and facility positions look like in finPhlo.
Book a 30-Minute Demo